A&B Financial Planning - Temora NSW is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the A&B Financial Planning - Temora NSW site and governs data collection and usage. By using the A&B Financial Planning - Temora NSW site, you consent to the data practices described in this statement.

Collection of your Personal Information

A&B Financial Planning - Temora NSW collects personally identifiable information, such as your email address, name, home or work address or telephone number. A&B Financial Planning - Temora NSW also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by A&B Financial Planning - Temora NSW. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by A&B Financial Planning - Temora NSW for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the A&B Financial Planning - Temora NSW site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through A&B Financial Planning - Temora NSW public message boards, this information may be collected and used by others. Note: A&B Financial Planning - Temora NSW does not read any of your private online communications.

A&B Financial Planning - Temora NSW encourages you to review the privacy statements of Web sites you choose to link to from A&B Financial Planning - Temora NSW so that you can understand how those Web sites collect, use and share your information. A&B Financial Planning - Temora NSW is not responsible for the privacy statements or other content on Web sites outside of the A&B Financial Planning - Temora NSW and A&B Financial Planning - Temora NSW family of Web sites.

Use of your Personal Information

A&B Financial Planning - Temora NSW collects and uses your personal information to operate the A&B Financial Planning - Temora NSW Web site and deliver the services you have requested. A&B Financial Planning - Temora NSW also uses your personally identifiable information to inform you of other products or services available from A&B Financial Planning - Temora NSW and its affiliates. A&B Financial Planning - Temora NSW may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

A&B Financial Planning - Temora NSW does not sell, rent or lease its customer lists to third parties. A&B Financial Planning - Temora NSW may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, A&B Financial Planning - Temora NSW may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to A&B Financial Planning - Temora NSW, and they are required to maintain the confidentiality of your information.

A&B Financial Planning - Temora NSW does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

A&B Financial Planning - Temora NSW keeps track of the Web sites and pages our customers visit within A&B Financial Planning - Temora NSW, in order to determine what A&B Financial Planning - Temora NSW services are the most popular. This data is used to deliver customized content and advertising within A&B Financial Planning - Temora NSW to customers whose behavior indicates that they are interested in a particular subject area.

A&B Financial Planning - Temora NSW Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on A&B Financial Planning - Temora NSW or the site; (b) protect and defend the rights or property of A&B Financial Planning - Temora NSW; and, (c) act under exigent circumstances to protect the personal safety of users of A&B Financial Planning - Temora NSW, or the public.

Use of Cookies

The A&B Financial Planning - Temora NSW Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize A&B Financial Planning - Temora NSW pages, or register with A&B Financial Planning - Temora NSW site or services, a cookie helps A&B Financial Planning - Temora NSW to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same A&B Financial Planning - Temora NSW Web site, the information you previously provided can be retrieved, so you can easily use the A&B Financial Planning - Temora NSW features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the A&B Financial Planning - Temora NSW services or Web sites you visit.

Security of your Personal Information

A&B Financial Planning - Temora NSW secures your personal information from unauthorized access, use or disclosure. A&B Financial Planning - Temora NSW secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

A&B Financial Planning - Temora NSW will occasionally update this Statement of Privacy to reflect company and customer feedback. A&B Financial Planning - Temora NSW encourages you to periodically review this Statement to be informed of how A&B Financial Planning - Temora NSW is protecting your information.

Contact Information

A&B Financial Planning - Temora NSW welcomes your comments regarding this Statement of Privacy. If you believe that A&B Financial Planning - Temora NSW has not adhered to this Statement, please contact A&B Financial Planning - Temora NSW at mark@cuttlefish.com.au. We will use commercially reasonable efforts to promptly determine and remedy the problem.